If you are in the State of
Unfortunately your Homeowner Policy Personal Liability cannot help you in situations where you are paying the employee more than $160 in a quarter, so we highly recommend that you purchase an Ohio Workers’ Compensation policy if you are in this situation.
Workers’ Compensation pays for injuries to your workers and includes not only medical expenses but loss of income benefits, too.
The website at www.ohiobwc.com is actually very helpful. If you decided you need to buy a policy, you can do it all on-line including paying for the coverage and printing out a temporary policy to show you have the protection.
Please feel free to contact one of our friendly agents if you wish to learn more about workers’ compensation.